# Insurance Electrical Works
Canonical URL: https://empireelectricalcontractors.com.au/services/insurance-electrical
Empire Electrical Contractors · Phone +61468404608 (24/7)

Storm, water and fire damage electrical scope for insurers

Storm ripped the roof off? Water damage from a burst pipe? Fire in a room? We attend the make-safe, scope the electrical works for your insurer, and complete the restoration under the claim.

## What's included
- 24/7 emergency make-safe after storms, fire and floods
- Written scope of electrical works for insurers and loss adjusters
- Full restoration — rewiring, board replacement, lighting, testing
- Direct billing to major insurers where authorised
- Coordination with builders, plasterers and restoration crews
- Compliance certificate on completion for the claim file

## Overview
When a storm rips the roof off, a burst pipe floods a ceiling, or a kitchen fire takes out a wall, the electrical side of the recovery is a specialist job — safety-critical, well-documented, and paid by the insurer. We attend the make-safe 24/7, isolate the damaged circuits, scope the full electrical restoration in writing for your insurer or loss adjuster, and complete the work under the claim.
Typical insurance jobs across Sydney include storm damage to service lines and switchboards (often a combined Level 2 + switchboard job), water damage from burst hot-water systems, dishwashers and blocked downpipes soaking ceiling wiring and downlights, lightning-strike damage to appliances and boards, and post-fire full rewiring of damaged rooms. Every job includes a written scope for the claim, photos of the damage, itemised parts and labour, and a Certificate of Compliance for Electrical Work on completion.
We work directly with the major insurers, builders and restoration companies — you're not chasing paperwork, we send it. Where the damage is beyond partial repair we scope the full rewire so the property is returned to a compliant and safe state, not just patched.

## FAQs
**Do you deal directly with the insurer?**
Yes — we submit the scope, photos and quote directly to your insurer or loss adjuster and can direct-bill the claim where the insurer authorises it. You don't chase the paperwork.

**How fast can you attend a make-safe?**
24/7 attendance across Sydney — typically on site within 60-90 minutes for genuine safety emergencies (live damaged cables, sparks, exposed wiring after storm/fire).

**Can you work under my builder's insurance rebuild scope?**
Yes — we regularly deliver the electrical trade inside builder-led insurance rebuilds, working to their program and reporting to the insurer through them.

**What does an insurance electrical scope include?**
Written scope with photos, description of damage, itemised parts and labour, and the compliance certification approach. Enough for the insurer's assessor to authorise the work.

**Will the whole switchboard need replacing after a water incident?**
Not always. We meter the board and each circuit and only recommend replacement where insulation resistance has degraded or safety switches won't reset cleanly. Full documentation goes to the insurer either way.

**Do you provide a compliance certificate for the claim file?**
Yes — Certificate of Compliance for Electrical Work is issued on completion and provided with the final claim documentation.